Merchant Cash Advance & Business Loans in Louisville

Getting a small-business loan is a major hurdle facing small businesses, mainly due to tight lending standards by banks. But obtaining outside financing is often necessary to start or grow a business or cover day-to-day expenses, including payroll and inventory. Although finding, applying for and getting approved for small-business loans can be
difficult, the more prepared you are, the better.

It used to be if you were starting a business, it was virtually impossible to get a loan in your first year. That thankfully is not the case anymore thanks to Alternative lending companies.  Many banks refer their customers to these Business Funding companies when they want to keep the banking relationship, but know the requested loan does not fit their guidelines.  For fast funding for small business it is a lot easier now. Typically you will need to show 6 months bank statements, and 3 months of credit card processing statements.  Your loan amount will be determined by what these statements show.  In most cases these loans are unsecured business loans, and credit is not an issue.

Small Business is our Business!

Overwhelmingly American Business is small business. Mom and Pop businesses with fewer than 20 employees. Ironically it is these businesses who have the hardest time getting bank loans. The hair salon or luncheonette or the contractor that needs a working capital loan to get over the hump, or take on a bigger job. The long distance trucker, the motel owner , the bakery, even the eCommerce entrepreneur seeking to increase their marketing dollars to make more sales . These are the types of businesses that we are there for. Fast funding when they need it.